FDIC

Personal Checking Accounts

First American Bank has a wide array of services to meet your every banking need.

Whether it’s a daily, weekly or monthly necessity, we know how important your checking account is to your financial peace-of-mind. From no-fee Free Checking to interest-earning Platinum Checking, we have a checking account that will meet your needs. You will find our rates competitive and our service unmatched!

  • Free Checking

    When you sign up for e‑statements, you will enjoy no fees, no minimum balance requirements and no charge for your debit card.

  • Value Checking

    Still want paper statements? Then Value Checking is an easy account with no minimum balance requirements.

  • Personal Checking

    This account is perfect if your record keeping is made easier with imaged statements of your checks. By maintaining a low balance, those are free with this account.

  • Platinum Checking

    Looking to earn interest on your account? Platinum Checking is the account for you! Plus, receive free check images as well.

FREE CHECKING
Account Features
  • Unlimited Check Writing
  • Free Online Banking
  • Free Voice Response
     
Open an Account
Monthly Maintenance Charge

None
 
 

Minimum Balance to Open

$50.00

First Check Card debit card Available

YES - No monthly Debit Card Fee

Paper Statement

Online e-statement only
 

Check Images

Online Images Only

VALUE CHECKING
Account Features
  • Unlimited Check Writing
  • Free Online Banking
  • Free Voice Response
     
Open an Account
Monthly Maintenance Charge

None
 
 

Minimum Balance to Open

$50.00

First Check Card debit card Available

YES - $1.00 monthly Debit Card Fee

Paper Statement

YES - Paper Statement with no check images

Check Images

Online Images Only

PERSONAL CHECKING
Account Features
  • Unlimited Check Writing
  • Free Online Banking
  • Free Voice Response
     
Open an Account
Monthly Maintenance Charge

None if > $800 balance
$500 - $799.99 = $8.00/month
balance ≤ $499.99 = $9.00

Minimum Balance to Open

$50.00

First Check Card debit card Available

YES - $1.00 monthly Debit Card Fee

Paper Statement

YES - Paper Statement with check images

Check Images

YES

Account Features
  • Unlimited Check Writing
  • Free Online Banking
  • Free Voice Response
  • Interest Bearing
Open an Account
Monthly Maintenance Charge

None if > $1,500 balance
balance ≤ $1,500 = $9.00
 

Minimum Balance to Open

$50.00

First Check Card debit card Available

YES - $1.00 monthly Debit Card Fee

Paper Statement

YES - Paper Statement with check images

Check Images

YES

Notify Me Alerts
Notify Me Alerts

If you are an Online Banking Customer, sign up for Notify Me Alerts on your accounts to minimize account fraud and ID theft.

Debit Card Alerts
Debit Card Alerts

Receive near real-time alerts about your debit card activity. You may set custom alerts to be sent to your mobile phone and email address.

Benefits
Benefits:
  • Free mobile banking
  • Free online banking
  • Unlimited teller visits
  • Unlimited check writing
  • Free phone banking
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Contact Us

Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.

Open a New Account Online