Notify Me Alerts
If you are an Online Banking Customer, sign up for Notify Me Alerts on your accounts to minimize account fraud and ID theft.
Allow First American Bank and Trust to help you save for your future. We have a few options to help you.
Statement Savings
- A traditional form of savings account to help you begin saving for your future.
- Account Features:
- No quarterly service charge for daily balances on or above $200
- Quick Facts:
- $200 minimum deposit to open account
- $5 fee for each withdrawal over 6 in a statement cycle *
- $9 fee if daily balance falls below $200 in statement cycle *
- * Statement cycles are quarterly ending on the last business day of March, June, September and December.
Money Market Personal
- Our money market allows you to save and still have easy access to your personal savings. Get started today!
- Account Features:
- No monthly service charge for daily balances on or above $2000
- Quick Facts:
- $2000 minimum deposit to open account and to earn interest
- $10 fee will be assessed if the daily balance falls below $2000 in statement cycle *
- $5 fee for each withdrawal over 6 in a statement cycle *
- * Statement cycles are monthly.
Individual Retirement Account (IRA)
- It’s never too early to start saving for your retirement. We offer traditional IRAs along with Roth IRAs and Education IRAs.
- Account Features:
- Fixed Rates or Variable Rates
- Tax deferred funds
- Quick Facts:
- $1000 minimum deposit to open
- Subject to credit approval, early withdrawal penalties may apply, other restrictions may apply
Health Savings Accounts
A Health Savings Account (HSA) allows you to manage your health care dollars while earning interest at the same time. The HSA was designed to help individuals and/or families defer the out of pocket expenses when covered by a High Deductible Health Plan (HDHP).
- Account Features:
- Contributions as well as distributions are tax free as long as the funds are used for qualified medical expenses.
- HSA balances roll over each calendar year and accumulate for future medical expenses.
- Quick Facts:
- You are eligible if you are: 1) covered under a high deductible health plan 2) not enrolled in Medicare
- Out of pocket expenses include co-payments and other amounts, but do not include premiums.
- When you have reached the deductible, your health plan will pay for the majority of health care for that year.
Certificates of Deposit (CD)
- With a Certificate of Deposit you can earn a higher rate of interest on your personal savings with First American Bank and Trust.
- Account Features:
- Automatic renewal convenience
- Interest is paid monthly, quarterly or at maturity
- Quick Facts:
- $1000 minimum deposit to open account
For current rate information and Annual Percentage Yield on any accounts, please contact us at 1-800-738-2265 or (225)265-2265 or click here for more information.
Debit Card Alerts
Receive near real-time alerts about your debit card activity. You may set custom alerts to be sent to your mobile phone and email address.
Benefits:
- Free mobile banking
- Free online banking
- Unlimited teller visits
- Unlimited check writing
- Free phone banking
Contact Us
Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.