1/9/2018 to 1/16/2018

We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.

2/01/2018 to 2/14/2018

We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.

2/14/2018 to 2/20/2018

We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.

5/21/2018 to 5/29/2018

We will be closed on Monday, May 28, 2018 in observance of Memorial Day.

7/01/2019 to 7/5/2019

Happy 4th of July! All offices will be closed on Thursday, July 4, 2019.

8/27/2018 to 9/4/2018

We will be closed on Monday, September 3, 2018 in observance of Labor Day.

9/30/2018 to 10/9/2018

We will be closed on Monday, October 8, 2018 in observance of Columbus Day.

11/7/2018 to 11/13/2018

We will be closed on Monday, November 12th in observance of Veteran’s Day.

11/16/2018 to 11/24/2018

We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2018 to 12/26/2018

We will be closed on Tuesday, December 25, 2018. Merry Christmas!

12/26/2018 to 01/02/2019

We will be closed on Tuesday, January 1, 2019. Happy New Year!

1/16/2018 to 1/18/2018

Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.

7/11/2019 to 7/14/2019

All offices will close Friday, July 12 @1:30 and Saturday including the Call Center, July 13 due to TS Barry.

8/29/2019 to 9/3/2019

We will be closed on Monday, September 2, 2019 in observance of Labor Day.

10/7/2019 to 10/15/2019

We will be closed on Monday, October 14, 2019 in observance of Columbus Day.

11/6/2019 to 11/12/2019

We will be closed on Monday, November 11th in observance of Veteran’s Day.

4/25/2018 to 5/8/2018

First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)

Welcome to First American Bank and Trust, a better banking choice!!!

Contact Us!

For personal service - 1-800-738-2265

24 hr voice response - 1-800-520-2265

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Construction-to-Permanent Home Loans

First American Bank has a Construction-to-Permanent Home loan designed for you. Decisions are made locally - by local people who care! There are several loans to choose from that offer competitive rates and flexible terms to meet your loan needs. Contact a First American Bank lending officer today!

Construction-to-Permanent Home Loans

Simplified Dream Home Construction – The Way It Should Be.

First American Bank and Trust’s construction loan experts can help you with the perfect financing solution to make your dream home become a reality. Our Construction-to-Permanent Home Loan* combines your interim construction loan with your permanent mortgage loan through one transaction. All you need is one application, and you are able to lock in a rate and pay closing costs once. Contact an experienced lender today.

Benefits for qualified applicants:
  • Expertise: We specialize in construction loans and understand the needs of both the home buyer and builder. Your dedicated loan officer will work with you from groundbreaking through move-in, ensuring your home construction keeps moving smoothly with no surprises along the way.
  • One Transaction: Pay closing costs only once, lock in your construction and permanent fixed-rate at approval with no requalification after initial closing.
  • Flexible: Do-it-yourself as a self-contracted build or work with a contractor. We offer flexible draw schedule options for your builder.
  • Personal Service: We retain servicing of the loan, which allows us to build a relationship and provide ongoing personalized attention.

First American Bank and Trust's Nationwide Mortgage Licensing System Identification number 415121

*Interest may be tax deductible. You should consult your tax adviser for details.
*Loans subject to credit approval. Terms and conditions apply.

Construction Loan Information Request

Fill out our loan information request form and have one of our Construction lenders create customized quotes based on your loan details you enter.

Quick Contact Form

or you can contact your local Construction lender directly with any questions you might have, by calling us or by visiting our lender team page.

Talk to your Construction Loan Expert today at (800) 738-2265
Contact one of our experienced lenders today!

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  • Competitive Rates
  • Local Decision Making on Loan Approvals
  • The Right Loan Option to Meet Your Needs
  • Specially Tailored Repayment Plans

Have a question ?

Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.

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Other Loan Products

Important Security Information – It's important to remember that, for confidentiality purposes, First American Bank will never email or call you to ask for your account number, password, or ATM Personal Identification Number (PIN). Any questions or concerns please contact us at (800) 738-BANK. Learn how to protect yourself »

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