1/9/2018 to 1/16/2018

We will be closed on Monday January 15, 2018 in observance of Martin Luther King Day.

2/01/2018 to 2/14/2018

We will be closed on Tuesday February 13, 2018 in observance of Mardi Gras Day.

2/14/2018 to 2/20/2018

We will be closed on Monday February 19, 2018 in observance of Presidents’ Day.

4/25/2018 to 5/8/2018

First Line, Mobile & Online Banking will be offline from May 4th (2 pm) to May 7th (9 am)

5/21/2018 to 5/29/2018

We will be closed on Monday, May 28, 2018 in observance of Memorial Day.

8/27/2018 to 9/4/2018

We will be closed on Monday, September 3, 2018 in observance of Labor Day.

9/30/2018 to 10/9/2018

We will be closed on Monday, October 8, 2018 in observance of Columbus Day.

11/7/2018 to 11/13/2018

We will be closed on Monday, November 12th in observance of Veteran’s Day.

11/16/2018 to 11/24/2018

We will be closed on Thursday, November 22, 2018 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2018 to 12/26/2018

We will be closed on Tuesday, December 25, 2018. Merry Christmas!

12/26/2018 to 01/02/2019

We will be closed on Tuesday, January 1, 2019. Happy New Year!

7/11/2019 to 7/14/2019

All offices will close Friday, July 12 @1:30 and Saturday including the Call Center, July 13 due to TS Barry.

8/29/2019 to 9/3/2019

We will be closed on Monday, September 2, 2019 in observance of Labor Day.

10/7/2019 to 10/15/2019

We will be closed on Monday, October 14, 2019 in observance of Columbus Day.

11/6/2019 to 11/12/2019

We will be closed on Monday, November 11th in observance of Veteran’s Day.

7/01/2019 to 7/5/2019

Happy 4th of July! All offices will be closed on Thursday, July 4, 2019.

11/20/2019 to 11/29/2019

We will be closed on Thursday, November 28, 2019 and open 8-Noon on Friday to celebrate Thanksgiving.

12/17/2019 to 12/26/2019

We will be closing at noon on Tuesday, Dec 24 and closed on Wednesday, Dec 25, 2019. Merry Christmas!

12/27/2019 to 01/02/2020

We will be closing at noon on Tuesday, Dec 31 and closed on Wednesday, Jan 1, 2020. Happy New Year!

1/16/2020 to 1/21/2020

We will be closed on Monday January 20, 2020 in observance of Martin Luther King Day.

2/13/2020 to 2/18/2020

We will be closed on Monday February 17, 2020 in observance of Presidents’ Day.

2/19/2020 to 2/26/2020

We will be closed on Tuesday February 25, 2020 in observance of Mardi Gras Day.

9/4/2020 to 9/8/2020

We will be closed on Monday, September 7, 2020 in observance of Labor Day.

10/8/2020 to 10/13/2020

We will be closed on Monday, October 12, 2020 in observance of Columbus Day

11/6/2020 to 11/12/2020

We will be closed on Wednesday, November 11th in observance of Veteran’s Day.

11/20/2020 to 11/28/2020

We will be closed on Thursday, November 26, 2020 and open 8-Noon on Friday to celebrate Thanksgiving.

12/22/2020 to 12/26/2020

We will be closing at noon on Thursday, Dec 24 and closed on Friday, Dec 25, 2020. Merry Christmas!

12/27/2020 to 01/02/2021

We will be closing at noon on Thursday, Dec 31 and closed on Friday, Jan 1, 2021. Happy New Year!

1/15/2021 to 1/19/2021

We will be closed on Monday January 18, 2021 in observance of Martin Luther King Day.

1/16/2018 to 1/18/2018

Baton Rouge, Mandeville and Hammond are closed. All other offices to close at 3 p.m.

3/10/2020 to 4/1/2020

Click for the - Coronavirus (COVID-19) information.

8/26/2020 to 8/27/2020

We will delay the opening of all branches until 11 a.m. on Thursday, August 27th

10/27/2020 to 10/29/2020

All offices will close at 11:00 am on Wednesday, August 27th due to the approaching hurricane.

Welcome to First American Bank and Trust, a better banking choice!!!

Contact Us!

For personal service - 1-800-738-2265

24 hr voice response - 1-800-520-2265

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PPP Loans

PPP Loan Forgiveness Update

January 9, 2021

Thank you for your interest in the Second Draw Paycheck Protection Program (PPP). Please find attached the PPP 2nd Draw Application Form 2483-SD

To be eligible for the Second Draw PPP a borrower:

  1. Must have received a First Draw PPP loan and has used, or will use, the full amount of the First Draw PPP loan on or before the expected date on which the Second Draw PPP loan is disbursed.
  2. Must have experienced a revenue reduction of 25% or greater in gross receipts in either the first, second, third, or fourth quarter of 2020 compared to the corresponding quarter of 2019.
  3. Must have 300 employees or less.

If you want to apply for the PPP 2nd draw loan, please e-mail the following to ppp@fabt.com:

  1. A completed Form 2483-SD.
  2. Quarterly financial statements (income statements) comparing 2019 to 2020 showing the reduction of gross receipts.
  3. If you decide to use the 2019 payroll to calculate your loan amount, you will not be required to submit any payroll data with your application as we already have that information in file. If you decide to use the 2020 payroll to calculate your loan amount, you will be required to submit your W3 and W2s for 2020, along with documentation showing your SUTA payments, employer provided health insurance payments, and employer provided retirement payments.

A couple of items to remember when filling out your application:

  1. Please use only a physical address. A PO Box is not sufficient.
  2. Please provide us with the ZIP + 4 for the business and all of the owners.
  3. Please fill in the NAICS code for your business. Attached is a list of NAICS codes for reference.

Due to the limited amount of funds provided for in the CARES Act there is no guarantee that this money will be made available to all applicants.

You should consult your tax and/or legal advisor regarding how to satisfy and document that you have met the requirements for loan forgiveness under the Paycheck Protection Program and the certifications you are required to make in the application.


January 7, 2021

Thank you for your interest in the Second Draw Paycheck Protection Program (PPP). Please click here for the SBA Interim final rule. Please read it in its entirety as it explains the program and the terms of the program.

To be eligible for the Second Draw PPP a borrower:

  1. Must have received a First Draw PPP loan and has used, or will use, the full amount of the First Draw PPP loan on or before the expected date on which the Second Draw PPP loan is disbursed.
  2. Must have experienced a revenue reduction of 25% or greater in gross receipts in either the first, second, third, or fourth quarter of 2020 compared to the corresponding quarter of 2019.
  3. Must have 300 employees or less

At this time, the SBA has not issued the loan application for the Second Draw PPP loan. Once we receive it, we will forward it to you.

The calculation of the loan amount is similar to the First Draw PPP loan. The borrower will have the option to use the 2019 payroll or the 2020 payroll to calculate the average monthly payroll costs.

  1. Quarterly financial statements (income statements) comparing 2019 to 2020 showing the reduction of gross receipts.
  2. If you decide to use the 2019 payroll to calculate your loan amount, you will not be required to submit any payroll data with your application as we already have that information in file. If you decide to use the 2020 payroll to calculate your loan amount, you will be required to submit your W3 and W2s for 2020, along with documentation showing your SUTA payments, employer provided health insurance payments, and employer provided retirement payments.

Due to the limited amount of funds provided for in the CARES Act there is no guarantee that this money will be made available to all applicants.

You should consult your tax and/or legal advisor regarding how to satisfy and document that you have met the requirements for loan forgiveness under the Paycheck Protection Program and the certifications you are required to make in the application.

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Benefits:
  • Competitive Rates
  • Local Decision Making on Loan Approvals
  • The Right Loan Option to Meet Your Needs
  • Specially Tailored Repayment Plans

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Contact us with any questions you may have. Send us an email and we will get back to you as soon as possible with the answers you need.

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